Money Mindset

  • Exploitation Dynamics In Spiritual Business

    One of the things I think we need to talk about is exploitation in business. Part of the social and civil unrest we face in life is directly related to the exploitation of people and resources.

    People who are desperate will work in poor conditions for very little money. They will feel like they have to compete for the scraps they are being offered. This fuels Us Versus Them dynamics and civil unrest.

    Countries that are desperate for money will allow their resources—people included—to be exploited. They won’t protect the environment, either, because their focus is on money, not conservation.

    And, generally speaking, the people who are doing the exploiting are sitting like little dictators over their repressive regimes.

    Take Amazon, for example. They pay meager wages, have questionable work practices, like tracking their employees when they are at work to ensure that no time is wasted—even frowning on bathroom breaks, causing employees to wear adult diapers on the job. As we know, Jeff Bezos is one of the wealthiest men on the planet.

    I’m not pointing Jeff Bezos out for his wealth. I say BRAVO to people who earn tons of money doing what they love. What I am pointing out is the fact that he exploits his workers and oftentimes the communities they work in (little tax liabilities, low wages, etc.). He has the ability to pay his workers more, give them better benefits, maintain a healthy work environment, and even contribute more to society, but he doesn’t. Instead, it seems like his business is set up to funnel money to the top and increase inequality, fueling even more exploitation of the people who work for him and creating a negative impact on the communities where he builds his warehouses.

    Don’t get me started about Walmart. OMG.

    On the other hand, you have companies like Costco who are offering a livable wage and more benefits to their employees. Trader Joe’s is also considered to be a good employer, including perks like affordable medical benefits and a retirement plan, along with their ethically sourced products and attention to the social and environmental impact their company has.

    You can check out sites like Business Insider and for more information about different companies and how they rank as employers.

    Exploitation in the Spiritual Community

    We face exploitation in the spiritual business community as well. People would like us to charge little to nothing for our time and energy, saying things like, “It’s a gift! You shouldn’t charge for your gifts!” or “This other reader charges less. I can get a reading from her.” OK, bye! Seriously. If you want me to work for you or do a reading for you, then pay my rate. Period.

    Exploitation is happening within the spiritual community as well. There are far too many people who don’t want to pay a graphic artist the going rate for a well-designed logo or images to use within their business. There are people who don’t want to pay for background music for their meditations. There are people who want to hire a Virtual Assistant (VA), but who aren’t willing to pay even minimum wage for their services or account for the actual time it takes to do a specific project. There are people who are pirating tarot decks and/or buying decks from sites like Wish for a fraction of the cost, knowing (or not knowing) that they are purchasing a pirated deck that the artist isn’t getting paid for.

    One of the things that fueled this blog post was a conversation I just had with another spiritual entrepreneur. She wanted to refer people to work with me, but she also wanted me to reduce my rates AND give her a 40% referral fee for client work she sent me. She wasn’t willing to budge off the 40% and I wasn’t willing to work for a discounted rate MINUS 40%. Thanks, but no thanks.

    Even some of the psychic hotlines work in a predatory manner. I’ve seen companies pay out as little as 10-20% to readers. I understand that the companies do have to run the tech side of things, pay their internal employees, and also deal with refund requests (from people who are exploiting the psychic readers and the companies themselves), but still! 10-20% payouts are kind of ridiculous, IMHO. But if they can find people who are willing to work for that, then…

    What can you do to ease or heal this trend of economic exploitation?

    1. Be honest with yourself. Really get connected with your values and your value. Try to make your purchasing and pricing decisions from a place of conscious consumption and price setting.
    2. Research the companies and people you work with. Make sure that the companies you spend your money with have values that you support. Look at their social, environmental, civil, and economic values and make sure they align with your own.
    3. Quit asking for deep discounts and freebies. If you don’t want people to ask you to reduce your rates, don’t ask others to do it. This goes for trades as well. You can find out more about what I have to say about this here: I don’t have any more energy for you
    4. Quit GIVING freebies and deep discounts. Or at least save freebies and discounts for your best clients; use them as gifts and thank yous! When you are giving your services away for free, you make that a standard. Giving deep discounts and freebies also hurts you and your business, because you are pandering to a crowd that doesn’t want to pay for your time, energy, and skillset.
    5. Learn to say no with tact and stick to your no. I have a great list of canned email responses you can use here: Swipe Text for Tarot Readers

    When you are setting up your spiritually based business, I know that you will have to learn to stand up for your value, along with your beliefs. Standing strong against being exploited can be difficult—especially when you truly want to help society change and heal the planet and people are always pestering you to back down—but standing firmly against exploitation can be one of the ways you help change your own life and society as well. Don’t let others take advantage of you and don’t take advantage of others.


  • 44 Positive Money, Earning, and Value Mantras

    Money Mindset Mantras


    Repeating affirmations about money, value, and service can help to break though subconscious blocks that we have toward using spiritual gifts as the basis for business ventures.

    I’ve compiled a list of 44 great money and value mantras that you can use to help you realize the value of sharing your gifts, the positive aspects of money, and the fact that it is more than OK for you to receive money for using your talents and gifts in service of others.


    Money Mindset Mantras

    1) It’s OK for me to want to be paid for my services.
    2) People want to pay me for my gifts.
    3) Money flows to me effortlessly.
    4) I easily acquire money.
    5) I am a money magnet.
    6) Money helps me.
    7) My needs are taken care of by money.
    8) I can use money for good.
    9) Using money helps me feel good.
    10) Money gives me freedom.
    11) Money gives me comfort.
    12) I happily pay my bills.
    13) I deserve money.
    14) My gifts are valuable.
    15) Money is a form of energy.
    16) Money is a positive tool.
    17) Money can help me make a difference in the lives of others.
    18) Money is positive if I use it for good.
    19) I have enough to take care of my needs.
    20) There is enough money for me and everyone else.
    21) I do not have to compete for money.
    22) People love to pay me for my skills.
    23) I like money.
    24) It is OK for me to ask for money in exchange for my gifts.
    25) Having money will not negatively affect my soul.
    26) I am not greedy to desire money.
    27) I use money to help others.
    28) Money is beneficial.
    29) Spiritual services are just as valuable as tangible items or other skills.
    30) Charging for my services helps to keep my client’s energy in balance.
    31) What I desire, I attract.
    32) When I have more money I can be more generous.
    33) I deserve to earn the average going rate for my services. (Did you know that an average psychic reading runs from $120-$180 per hour?)
    34) My skills are in demand.
    35) People value people who value themselves.
    36) My time, energy, and resources are valuable.
    37) There are people who will gladly pay what I charge for my services.
    38) I don’t have to spend everything that I earn.
    39) It is OK for me to want the clothes, house, and lifestyle that I want.
    40) I don’t need to live in poverty to prove my spirituality.
    41) Using my skills, gifts, and talents is real work that should be paid for.
    42) It’s OK for me to charge for the services, time, and energy I put into my work.
    43) I am good enough.
    44) Accepting money for using my skills and gifts is not wrong or evil.

    Do you have any mantras that you would like to share, regarding money, value, or energy exchange? Feel free to post them in the comments!



  • Money Mindset – Feng Shui

    Money Mindset March 9th – Using Feng Shui to attract abundance

    I know some of you were following Kate Northrup’s recent 21 Day Money Love Challenge – and one of the things that she mentioned was working with feng shui to increase the flow of money into your home/life.

    Now, I did a little clean-up of my money corner. It had been cluttered with toys, my plants were in need of some TLC, and I have a map of the US in that corner (I need to put a framed, golden map of Austria there! 😉 )

    I still have some more changes to make to help it be more auspicious, and I would also like to re-do my upstairs money corner to be super attractive to abundance.

    So, for today’s Money Mindset in March assignment: find YOUR home’s money corner and pretty it up! Gold and red are very good for money corners, as are broad-leaved plants and crystals!

    Feel free to post a picture of your money corner here!

    This article tells a little bit about how to find your home’s money corner:


  • Money Mindset – Clutter

    Welcome to today’s episode of Money Mindset March!

    Yesterday was a super hectic day for me, and a reminder that I should avoid my urge to fly by the seat of my pants with these regular posts!

    Today, we are going to focus on physical clutter in our spaces, and what that does to our energy.

    One of the things that I – and many, many money mindset gurus whose advice I’ve read – have noticed is that physical clutter blocks cash flow!

    Physical clutter could symbolize material stagnation or even signal to the Universe that you have “more than enough” to deal with, so it stops the flow to you.

    Cleaning up that clutter makes a clear passage for MORE to come into your life!

    So be brutal with your stuff. Be honest about what you need/use/want and what you don’t. Clear out anything that no longer serves you to make room for what will to flow in!

    Some rules that you might consider when clearing clutter from your home:

    • Is it broken, ripped, or empty?
    • Did it trigger an allergy or irritate my skin?
    • Have I ever used it?
    • Is it becoming on me?
    • Have I worn it in the last year?
    • Do I have several of the same thing?
    • Is it REALLY sentimental?
    • Is it spoiled/past its due date?
    • Do I truly love it?
    • Will I read it again?

    The key is to be completely honest with yourself about what is and is not serving you. Clear out as much as you can honestly say you no longer need or want in your space!

    Many blessings to you and yours!

    With respect and light ~ Sue


  • Money Mindset – Forgiveness


    Money Mindset March – Day 4

    Holy moly! I totally missed yesterday’s post. Sorry about that. Family stuff comes up, and a mom’s gotta do what a mom’s gotta do!

    So, the last time we journaled about different situations that made us feel negative about money. If our parents fought about money or talked about it from a “lack” perspective, if people have made us feel inferior because we didn’t have enough, if people stole from us…. All of these different things can negatively affect our thoughts and feelings about money.

    Last year, I read Denise Duffield-Thomas’s book, Get Rich, Lucky Bitch. In her book, she also advises making a list of the situations that have soured your relationship with and/or thoughts toward money, and forgiving them.

    I worked with this concept and was amazed at the difference it made in my attitude toward money and my relationship with it!

    This form of working with issues is called “Ho’oponopono” – which is a traditional Hawaiian therapeutic cleansing practice.

    Take the list of instances and people who negatively impacted your feelings about money. Read each item on your list. After you have read the item, say, “I forgive you. I am sorry. I love you. Thank you.”

    This might be something that you have to repeat with some of the items on your list, as they might sting a little more than the others and need more time to be healed. Go through the list, reciting this phrase, until not a single one of the points you listed creates an emotional charge any longer.

    The difference you should feel after doing this exercise is pretty darn amazing. Feel free to comment about any breakthroughs you have when you work with this assignment!

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